You are responsible for all CNP transactions where the card number, expiry date, and CVV are provided. Santander may use 3D Secure to verify identity.
If you have an arranged overdraft, transactions that exceed the available balance may be paid into overdraft. Unarranged overdraft fees may apply if you do not have an overdraft limit. santander debit card
Santander may occasionally increase contactless limits for low-risk transactions without prior notice, in line with PSD2. You are responsible for all CNP transactions where